The current S & P, Moody's and Fitch insurance financial strength ratings and ratings outlook of AEGON's primary life insurance companies in AEGON's major country units are shown in the table below.

Negative changes in credit ratings may also increase AEGON's cost of funding. During 2007, S&P maintained the credit ratings of AEGON N.V. at A+ with a stable outlook. Moody’s Investor Service maintained the senior debt rating of AEGON N.V. at A2, with a stable outlook. Fitch Ratings maintained its AA- ratings for AEGON N.V.’s senior debt. On June 22, 2007, Moody’s Investors Service withdrew the A1 insurance financial strength rating (stable outlook) of AEGON Scottish Equitable for business reasons.