What we do
Learn about our businesses, products and services.
We want to be there to support you whether you are starting a family or a new job, or are ready to retire. To that end, we offer various types of insurance, savings, banking and retirement products.
Our business model
- Solutions development and pricing
Development of our financial solutions begins with our customers. We assess their needs, and develop products and services to suit. We then estimate and price the risk involved for us as a provider.
- Distribution
Our products and services are then branded and marketed, before being distributed via intermediaries that include brokers, banks, and financial advisors. We also sell to our customers directly.
- Investments
In exchange for products and services, customers pay fees or premiums. On certain pension, savings, and investment products, customers make deposits. We earn returns for our customers by investing this money.
- Claims and benefits
We pay out claims, benefits, and retirement plan withdrawals. We use the remaining funds to cover our expenses, support new investments, and deliver profits to our shareholders.
- Products and services
Products and services offered by Aegon, Transamerica, our daughters, and our joint ventures.
Products and services
Products and services offered by Aegon, Transamerica, our daughters and our joint ventures.
Insurance
- Life (universal, whole and term)
- Accident and health
- Property and casualty
Long-term savings
- Retirement plan service
- Annuities
- Mutual funds
- Stable value solutions
Banking
- Digital banking services
- Residential mortgages
Asset management
- Retail and institutional investment management solutions
- Retirement savings vehicles and strategies
How customers can purchase Aegon's products and services
We offer a range of options from direct purchasing of products to intermediary-assisted access, depending on the individual countries where we are active. Our goal is to benefit from a direct relationship with customers, while offering our customers more sophisticated solutions, which require sound financial advice.
A variety of brokers, agents, banks, employee benefit consultants and independent financial advisors work with us. This multi-channel approach allows Aegon to serve a diverse customer universe.